8 Travel Traps to Avoid If You're Heading to Japan

Who doesn't love some handy money saving tips?

Every dollar you save, is a dollar put toward something more fun on your travels.

To help you avoid spending money unnecessarily, here are some pretty important travel money traps you want to avoid.

1. Not taking a prepaid card

Our first point is an important one. Using a prepaid card in Japan is a great way to avoid the fees and costly exchange rates that often come with ordinary debit and credit cards, not to mention the theft risk of carrying around large amounts of cash.

Wise card is our pick for prepaid card for Japan. You get the market exchange rate, low fees and you'll only spend what you put on there.

2. Exchanging money at the Airport

Do not exchange currency at the airport. This goes for before you get on the plane in Australia and when you land in Japan. The rates are awful and the fees are high. You are much better off withdrawing cash from an ATM or going to a money exchange shop in a major city that you visit.

3. Not having different payment methods

Card is becoming more and more accepted in Japan. But having said this, there may be times when you will almost definitely need some cash. Having a combination of payment methods such as cash, debit card and credit card means you're covering all bases. As an extra tip, keep your money in different places. If the worst happens and you don't have access to some of your things it will put your mind at ease to know you still have money.

4. Paying in Australian dollars when using your card.

Sometimes when you make a purchase Internationally with your Australian debit or credit card, you will be asked if you want to make the payment in your currency, or the local currency. It is almost always better to pay in the local currency than it is to pay in AUD. The exchange rates are generally awful otherwise.

5. Forgetting to book luggage when you book your flight

Don't get caught out. If you're booking a flight, it can be tempting to save money by not booking any checked luggage. This can be a saving at the time, but it's much more expensive to buy luggage when you're checking in. Even if you're a light traveller, at least consider booking it for your flight home. This way you're covered in case you stock up on souvenirs and shopping.

6. Making too many ATM withdrawals

While it could be better to withdraw money from an ATM than it is to exchange money at the airport, or your hotel you still want to be careful. If you do decide to do this, just try to plan in advance. Because you will almost definitely need to make a withdrawal at some point during your stay in Japan, try and withdraw more money, less often. Fees will almost always be a set amount, so lessening the amount of times you're doing it can definitely help you save.

7. Not checking terms and conditions of travel cards

If you're worried about carrying cash, you may be tempted to buy a prepaid currency card. If you do this, just make yourself aware of all the fees and charges involved. Often they are advertised as free but can be expensive to reload and withdraw cash with. You can read more about the best cards to take to Japan here.

8. Keeping too much cash on you

Our final tip is to safe guard you and those you are travelling with. If you choose to travel with cash, try to split up where you're keeping it. If you're keeping hundreds of thousands of Japanese Yen in your wallet, you're opening yourself to being left in a sticky situation if you lose it or it gets stolen. By keeping some cash on you, and maybe some in your luggage or in the safe at your hotel you will have a back up if the worst happens. But like we said in tip 2, it's best to have a few payment methods on you when you're travelling.

Japanese Yen currency dollar notes and coins
Ileana Ionescu
Content manager
With a background in business journalism, Ileana is an experienced content manager, creating content for Exiap that helps its audience make informed decisions about their finances.
Read more
Last updated
May 25th, 2023