There’s something in the way Germany’s scenery captivates the soul – the gloomy forests, snow-capped Alps, expansive vineyards and bewitching river valleys.

Travel Money Germany

All of nature’s glory immersing you into its epic landscape. Berlin, Munich and Hamburg will each give you a unique experience. Wherever you choose to go in Germany, you’ll discover that the food and beer will forever be etched in your memory.

With so much to do, learn, and discover, prepare your trip to Germany with these essential Travel Money Germany tips.

Where should I look for the best exchange rate?

The Internet has made it easy for anyone to compare exchange rates. This is the most time and cost effective way of comparing travel money exchange rates. Alternatively, you can choose to explore different rates and fees with the following banks and money changers here:


Find the Best Way to Exchange Currency

Where Are You Travelling To?

When Are You Travelling

How Much Do You Need in Foreign Currency

How Much Money Should I Bring to Germany?

Although card payments are widely accepted in Germany, it’s always wise to travel with some cash with you.

Depending on your lifestyle and budget, this guide will help you decide how much money to bring to Germany

Daily Budget Low (€60) Mid (€60-100)​ High (€150>)
sleep Dorm bed
€15-30 per night
Double room, mid range hotel
€60-100 per night
Double room, top hotel
from €150 per night
food Cafe
Mid range restaurant meal
€30-40 per person
Dinner at top restaurant
transport Metro
€2.70 single ticket
€40-50 (Schoenefeld Airport to Mitte, Berlin)
Car rental
From €50 a day

*All prices are in Euro and are an estimate


The Best Card To Use In Germany

Visa and MasterCard are both accepted by major establishments across Germany.

If you favour credit cards for travel, do your research. Some credit cards have higher rates than others.

Overseas credit card use attracts additional fees and charges related to conversion rates, so speak to the card provider to ensure you understand the fees before committing.

International ATM fees can add up very quickly. It can be avoided by doing over the counter transactions. Loading up your card with your own money is another way to avoid cash advance rates but be aware that, by doing this, you may waive some of your protection against fraud.

Travel insurance is always critical so speak to your travel agent about the level of protection you need to make sure you’re covered.

Using Your Debit Card in Germany

The alternative to a credit card is a debit card you can use to make purchases over the counter or withdraw via the ATM.

There are still fees – mainly to do with international currency conversion and, with some cards, they are higher than others. Compare pricing before making your choice. Some Australian financial institutions have relationships with overseas banks and this can mean waived or reduced fees and charges for ATM use.

For up-to-date information on the best card for your European travel needs, talk to our team of currency experts at The Currency Shop for accurate advice.


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Helping You Save Money on Currency

Buying travel money or transferring money overseas can be expensive and confusing. So how do you make the best choice and get the most out of your money?

An easy way is to use a comparison table for either international money transfers or currency exchange. These tables list and compare the banks with other large foreign exchange companies.

We’ve also put together tons of helpful videosguides and reviews that will help you make the right decision. You can work out a cheaper way of converting currency while still keeping your money safe.