Spain, the land of epic adventures and culinary feasts that stirs passion and sophistication. Travel Money Spain

If you are planning on traveling to Spain, this guide will give you the ultimate tips and tricks on how to save on travel money exchange.
The Euro (EUR) is the currency used in Spain. A little bit of planning and research will help you avoid the hassle of figuring out how to pay for things when you land in Spain.

Follow this guide to find how to get the best travel money options for Spain, including the easiest and most cost-effective ways for finding value.

Where should I look for the best exchange rate?

Every bank and currency exchange outlet have varying rates and extra fees. Finding the best exchange rate from every provider in your area can be a daunting task. The most time and cost effective way to compare your travel money options is to use an online currency comparison tool.

Or you can choose to explore different rates and fees with the following banks and money changers here:


Find the Best Way to Exchange Currency

Where Are You Travelling To?

When Are You Travelling

How Much Do You Need in Foreign Currency

How Much Money Should I Bring to Spain?

Most cajeros automáticos (ATM) will let you withdraw cash with your international debit or credit card. Be aware that a fee (between 1.5% to 2%) will be imposed, on top of the current exchange rate defined by your bank.

Be prepared to have cash with you when you land. Taxis and minor establishments do not accept card payments. It will be wise to have spare cash with you to pay your way to the next ATM.


Depending on your lifestyle and budget, this guide will help you decide how much money to bring to Spain

Daily Budget Low (€80) Mid (€80-175)​ High (€175>)
sleep Dorm bed
€20-30 per night
Double room, Hotel
€65-140 per night
Top hotel
from €140-200 per night
food Set cafe menu
€20-40 per person
Top Restaurant
€150-250 meal for two
transport Bus, metro
€1-2 single ticket
€30 between city and airport (Barcelona & Madrid)
Car rental
From €25 a day

*All prices are in Euro and are an estimate


The Best Card To Use In Spain

Visa and MasterCard are both accepted by major establishments across Spain

If you favour credit cards for travel, do your research. Some credit cards are more expensive than others.

Overseas credit card use attracts additional fees and charges related to conversion rates, so speak to the card provider to ensure you understand the fees before committing.

International ATM fees can add up very quickly. It can be avoided by doing over the counter transactions. Loading up your card with your own money is another way to avoid cash advance rates but be aware that, by doing this, you may waive some of your protection against fraud.

Travel insurance is always critical so speak to your travel agent about the level of protection you need to make sure you’re covered.

Using Your Debit Card in Spain

The alternative to a credit card is a debit card you can use to make purchases over the counter or withdraw via the ATM.

There are still fees – mainly to do with international currency conversion and, with some cards, they are higher than others. Compare pricing before making your choice. Some Australian financial institutions have relationships with overseas banks and this can mean waived or reduced fees and charges for ATM use.

For up-to-date information on the best card for your European travel needs, talk to our team of currency experts at The Currency Shop for accurate advice.


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Helping You Save Money on Currency

Buying travel money or transferring money overseas can be expensive and confusing. So how do you make the best choice and get the most out of your money?

An easy way is to use a comparison table for either international money transfers or currency exchange. These tables list and compare the banks with other large foreign exchange companies.

We’ve also put together tons of helpful videosguides and reviews that will help you make the right decision. You can work out a cheaper way of converting currency while still keeping your money safe.