Learn about the 28 Degrees Platinum Credit Card in this review to help you decide whether this is the card for you.
No annual fee
Pros & Cons
|Can have 9 additional cardholders||No introductory offers or rewards|
|No overseas purchase fee, or currency conversion fee||High interest rates after the initial 55 days|
|No foreign transaction fee||Minimum credit limit is $6000|
|Free replacement card|
Benefits of the 28 Degrees Platinum Credit Card
- Chip and PIN
- Completed fraud and protection and security
- The Falcon – fraud anagement system
- Mastercard secure code
- Repayment benefits if something happens to you
- Shoppers protection
- 24/7 access to your money via online and mobile banking
- 9 additional cardholders
- No overseas purchase fee
- No foreign transaction fee
- No currency conversion fee
- Free replacement card
|Shoppers benefits cover*||Shoppers benefits limit|
Stolen Card Cover
|Repayment Benefits Cover*||Repayment Benefits Limit|
28 Degrees will not make more than 36 monthly benefit payments over the life of the policy.
Involuntary Unemployment Cover
28 Degrees will not make more than 12 monthly repayments for any one instance of involuntary unemployment, or 36 monthly benefit payments over the life of the policy.
All prices are in AUD
|Service fee||Overseas withdrawal||Foreign currency conversion|
|Account overdrawn||Interest rate on purchases after 6 months||Payment handling fee|
|Cash advance fee||Late payment fee||Foreign transaction fee|
|3% of amount or $4||$20||None|
- Balance transfer rate p.a. for 6 months 4.99%
- Minimum repayment amount – $30.00
- Minimum repayment percentage – 2.5%
Sophie and her husband frequently visit and travel the world in their retirement. Recently, they have been to Budapest, Paris, and Venice.
They were both using pre-paid travel cards for their trips, but found that some of them did not support their required currencies, charged them for overseas withdrawals, transactions, and to redeem their unspent funds when they returned home. They were tired of trying different cards, and wanted to find one that fitted them perfectly.
What they didn’t know was that there was an Award-winning credit card available to them that would take away all the hassle before they flew. A credit card that didn’t charge for overseas ATM withdrawals, transactions, or for any currency conversions, so they didn’t have to worry on their return home – all they had to do was pay off their balance.
All Sophie needs to worry about now is convincing her husband to go on another trip, ASAP!
How To Apply for the 28 Degrees Platinum Credit Card
Open your 28 Degrees Credit Card online in less than 10 minutes
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