Bendigo Bank Prepaid Cash Passport Review

Learn about the Bendigo Bank Prepaid Cash Passport in this review to help you decide whether this is the card for you.

  • Reloadable Prepaid Cash Passport
  • Load up to 10 currencies
  • No charge of POS transactions
  • Lock in exchange rate
  • 24/7 global assist service

Pros and cons of using Bendigo Bank Prepaid Cash Passport

  • No purchase or replacement fee
  • No foreign currency conversion fee
  • Free reloads
  • Cash Passport App
  • You need to be a Bendigo Account holder
  • $10 cash out fee
  • 1% reload fee via BPAY

Benefits of the Bendigo Bank Prepaid Cash Passport


  • Chip and PIN protected
  • Automatic SMS alerts relating to your Cash Passport or card activity


  • Access your money worldwide where there is a Mastercard symbol
  • Use in-store, over the counter, or online with overseas retailers
  • Contactless under $100AUD
  • Load both foreign currencies and AUD to your card


  • When you load or reload your card, you lock in the exchange rates of that day
  • No charge for international transaction fee when you pay in a currency you have loaded
  • Enjoy exclusive offers and benefits from being a Cash Passport holder

Manage Your Money

  • View available balance and transaction history online via ‘My Account’ as well as reload and transfer funds between currencies
  • Cash out your remaining balance on your return, direct to your nominated bank account
  • Transfer between different currencies on your card

Currencies and Countries

Currencies Supported

  • Australian dollars (AUD)
  • US dollars (USD)
  • Euro (EUR)
  • Great British pounds (GBP)
  • New Zealand dollars (NZD)
  • Hong Kong dollars (HKD)
  • Canadian dollars (CAD)
  • Singapore dollars (SGD)
  • Thai baht (THB)
  • Japanese yen (JPY)


Load Amounts

  • Minimum Load $100
  • Maximum Load $100,000


Transaction Limits

  • ATM Withdrawal Limit (24 hours) : AUD 3,000 (or currency equivalent)
  • POS Transaction Limit (24 hours): AUD 15,000 (or currency equivalent)

*Free transaction fee on POS unless in a currency not supported


All prices are in AUD

Card Purchase Initial Load Reload Funds
Free Free* Free (online and Bank Transfer) 1% via BPAY



Foreign Currency Conversion* Inactivity Fee Cash Out
Free** Nil $10



Negative Balance Replacement Card
Free Free


*Foreign currency conversion is charged when you spend in a currency that is not loaded or
**The spend rate will apply to foreign exchange transactions in accordance with the Terms and Conditions


International Card to Card Fees* Number of Loads
AUD 5.00
CAD 5.00
GBP 3.00
NZD 5.00
SGD 5.00
USD 4.00
EUR 3.50
HKD 30.00
JPY 375
THB 115


*When you transfer funds to a New Zealand Cash Passport using international card-to-card functionality
Maximum amount you can transfer to a New Zealand Cash Passport in any 24-hour period – $20,000AUD


ATM Withdrawal Fees*
AUD 3.50

GBP 2.00

NZD 3.50

HKD 17.00

THB 80.00


USD 2.50

EUR 2.20

CAD 3.00

SGD 3.50

JPY 220


Domestic ATM fee of 2.95% when withdraw cash out in Australia
*All balance enquiry fees are free for all currencies
**For international ATM withdrawals in countries not mentioned above or insufficient funds in the relevant Currency to cover the whole transaction

Case Study

Nicola has banked with Bendigo for over five years. She is Australian but visits Rome once a year to see her best friend who emigrated there four years ago.

Nicola had heard of the benefits you could get through being a Cash Passport holder from her friends, but didn’t realise that her bank offered the Bendigo Cash Passport exclusively to existing customers. When withdrawing money one day, she decided to enquire.

She wanted an easy and secure way of managing her money while she was in Rome, and found that through getting a prepaid travel card through her bank, she could easily transfer her AUD funds into EUR on her card – perfect for when they wanted to have a few cocktails by the Coliseum!

Nicola didn’t have to worry about the safety of her cash either – she knew it was secure. She could easily view her balance and transaction history online too, keeping her worry-free while she was abroad.

Online Tools

Save time and let our online tools crunch the numbers for you.

Currency converter

Burning to know what the exchange rate is? Check today’s exchange rate on any amount.

View tool ⟶

Travel money comparison tool

Heading overseas? Find the best rates for exchanging currency online or find a store near you.

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Knowledge centre

Learn the ins and outs of currency

View tool ⟶

Money transfer comparison tool

Finding the best deal can be nightmare. We bring together all your options by highlighting the fees and rates.

View tool ⟶

Ileana Ionescu
Content manager
With a background in business journalism, Ileana is an experienced content manager, creating content for Exiap that helps its audience make informed decisions about their finances.
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Last updated
November 13th, 2018