Learn about the Mastercard Cash Passport in this review to help you decide whether this is the card for you.

TickReloadable Mastercard® Prepaid Card
TickLoad up to 10 currencies
TickLock in exchange rate
Tick24/7 Global Emergency Assistance


Cash Passport Mastercard Travel Card

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Pros & Cons


Pros Cons
Check Mark  Lock in exchange rates Cross  $10 cash out fee 
Check Mark Load foreign currencies and AUD Cross  Reload fees apply for Debit Card, BPAY and in-store
Check Mark Up to 10 different currencies Cross  Cannot change your PIN
Check Mark Enjoy exclusive Cash Passport benefits and privileges   



Benefits of the Mastercard Cash Passport


 Manage your money

  • View available balance and transaction history online via ‘My Account’ as well as reload and transfer funds between currencies
  • Cash out your remaining balance on your return, direct to your nominated bank account
  • Transfer between different currencies on your card



  • Chip and PIN protected
  • Automatic SMS alerts relating to your Cash Passport or card activity


Mastrcard Icon Convenience

  • Access your money worldwide where there is a Mastercard® symbol
  • Use in-store, over the counter, or online with overseas retailers
  • Contactless under $100AUD
  • Load both foreign currencies and AUD to your card


Savings Savings

  • When you load or reload your card, you lock in the exchange rates of that day
  • No charge for international transaction fee when you pay in a currency you have loaded
  • Enjoy exclusive offers and benefits from being a Cash Passport holder



Currencies and Countries


Currencies Supported

Australia Flag Australia (AUD)

US Flag United States (USD)

Euro Flag Europe (EUR)

UK Flag United Kingdom (GBP)

New Zealand Flag New Zealand (NZD)

Hong Kong Flag Hong Kong (HKD)

Canada Flag Canada (CAD)

Singapore Flag Singapore (SGD)

Thailand Flag Thailand (THB)

Japan Flag Japan (JPY)


Load Amounts


Minimum Load Maximum Load


$100 (BPAY)

$100 (Debit)


$25,000 (BPAY)

Up to $60,000 (Debit)


Transaction Limits


ATM Withdrawal Limit (24 hours) POS Transaction Limit (24 hours)

AUD 3,000 (or currency equivalent)

AUD 15,000



All prices are in AUD

Card Purchase Initial Load Reload Funds
Free Free Free (via online or bank transfer)



Foreign Currency Conversion Inactivity Fee Negative Balance
Free Free Nil



Cash Out Replacement or Back-up card
$10 Free


ATM Withdrawal Fees*

AUD 3.50**
CAD 3.50
GBP 2.00
NZD 3.50
SGD 3.50

USD 2.50
EUR 2.50
HKD 18.00
JPY 260
THB 80

*Domestic ATM fee of 2.95% when withdraw cash out in Australia
**For international ATM withdrawals in countries not mentioned above or insufficient funds in the relevant Currency to cover the whole transaction


Case Study

Sally has been a Mastercard Cash Passport holder for 2 years. Before joining, Sally used to fly to Canada regularly with her husband and buy her currency in cash. On one occasion however, she had her handbag stolen and lost all of her cash. 

Since then, Sally looked online and saw the Mastercard Cash Passport and how easy it was to apply. She did not have to be an existing customer, and there was no charge for international fees when she paid in a currency she had loaded onto the card. What’s more, she could get a free replacement card if ever her bag was stolen again (hopefully not!). 

Now Sally would be lost without her Cash Passport. Not only can she load both foreign currencies and AUD onto her card, but she can also lock in exchange rates and enjoy benefits and privileges worldwide for being a Cash Passport holder. 


How To Apply for the Mastercard Cash Passport



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Mastercard Travel Card

Order your card online and have it delivered to your doorstep

 Check Mark Order your card online

Check Mark Verify your identity

Check Mark Register your card

In a hurry? Buy in-store at an Auspost closest to you


Apply Here        Learn More



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We’ve also put together tons of helpful videosguides and reviews that will help you make the right decision. You can work out a cheaper way of converting currency while still keeping your money safe.