OrbitRemit Review

While small, OrbitRemit offers competitive rates and fees. By reading this review, you’ll be better able to decide if OrbitRemit is a good fit for your needs.

OrbitRemit is an online money service business and payment institution. Headquartered in New Zealand, they transfer money throughout the world. The company also offers other money services in addition to international transfers. You can pay fines, child support, tax payments, and more whether you are in-country or overseas.

  • Low flat fees, regardless of the amount you’re transferring, and no receiving fees
  • Online chat or phone support available 24/7
  • Tracking feature with e-mail notifications let you know where your money is throughout the transfer process
  • Fast transfer service; transfers typically complete within 1-2 business days after funds have cleared
  • Mostly hands-off; you do the money transferring to their account as well as contact the recipient when the resources are available
  • Can take quite a bit of time for them to verify you and clear you to transfer money
  • Internet only; no in-person support available

How It Works

You will complete all transactions with OrbitRemit entirely online. The only exception is their available phone support.


The first step is to become a registered customer by providing your bank account information and ensuring that your bank uses Internet banking. Once OrbitRemit verifies yOrbitRemitou, a process that can take an undisclosed amount of time, you can transfer money both domestically and internationally.


With OrbitRemit, you can create transactions one at a time, transferring money occasionally as needed. Alternately, you can establish recurring payments for regular, repeated transactions.


Depending on the destination country, your recipients can have their money deposited in their bank account, use a cash pick-up service, or use door-to-door delivery. Not all methods are available everywhere.


You initiate the move, OrbitRemit executes the actual transfer, you follow it through their tracker and e-mail updates, and you notify the recipient when the funds are available. OrbitRemit wants to make money transfer simple and straightforward.

How Safe Is It?

The company guarantees all payments, which means you won’t lose the money you transfer. They also provide a tracking feature so you can monitor where your money is any time of day or night. HTTPS encryption ensures website security. The information you enter is protected and extremely difficult to steal.


The OrbitRemit website is secure. Beyond that, the company itself is registered with Her Majesty’s Revenue and Customs (HMRC), Financial Services Authority (FSA), and Financial Markets Authority (FMA).


OrbitRemit is regulated in all countries of their operation. OrbitRemit is held to high standards and is subject to oversight. You can rest assured that your money and information are safe.

How Much Does It Cost?

OrbitRemit charges a flat fee regardless of the amount of money you are sending. The cost is competitively low. In Australia, the typical charge is $4 or less. In New Zealand, it ranges from $2 to $6. The variation is due to the country to which you are transferring money and the payment method you are using.


When you are a customer of OrbitRemit, you benefit from loyalty rewards. Your first transfer is free, as is every tenth transfer you make.


What Exchange Rate Will I Get?

OrbitRemit promises that their rates are always better than rates offered by banks. The exact rates vary with the fluctuating exchange rates. OrbitRemit watches the rates and posts their exchange rates on their website. The published rate when you want to make a transfer is the one you will have at that time.

How Do I Send or Receive Money from Overseas?

All transactions are made using the OrbitRemit online platform. Start each transaction by supplying the necessary information, including the destination country, recipient, transfer amount, and any other information you are prompted to enter.


Next, you will transfer the necessary funds from your Internet bank account to your OrbitRemit account. You won’t be charged a fee for this transfer, as it will be a domestic transfer. OrbitRemit will verify that you have the money necessary to fund the transfer, and when your deposit clears, they will exchange the currency and transfer your money.

How Do I Pay?

The preferred method is from bank account to OrbitRemit account. You can transfer money from your bank account to your account with OrbitRemit via Internet banking. If you prefer, though, you can pay with your debit card.


Can I Pay by Credit Card?

No. OrbitRemit does not accept credit cards.

What Currencies Can I Transfer?

OrbitRemit offers transfers to 39 countries in the currencies of those countries. You can send money to countries throughout Asia, Europe, and Oceania. South Africa and the United States of America are also countries in their transfer range.


Once you have selected the country and OrbitRemit has verified your funds, they will perform the currency exchange as part of their transfer service. If you are curious about the exchange rate of the Australian dollar into a wide variety of currencies, use our currency converter tool to help you see how conversion works.

What Services Do They Offer for Businesses?

OrbitRemix doesn’t offer specialised services to businesses and corporations; however, their maximum transfer limits are higher than those established for personal accounts. In Australia and New Zealand, the maximum limit for companies is $100,000 in the given currency as opposed to the personal limit of $60,000. In the UK, the maximum limit is £50,000 rather than the £9,900 individual limit.


OrbitRemit’s services are streamlined, focused on domestic and international money transfers. They offer competitive rates and fees, a sought-after feature in money services. You may not need a bank to transfer money overseas. Watch How to Transfer Money to an Overseas Bank Account Without High Fees.


Research your options for overseas money transfers. In doing so, you’ll discover the type and size of business that makes sense for your unique needs.

Compare money transfer services like OrbitRemit

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XE is a well known and trusted name in the money transfer industry. With over twenty years experience, they now help 33,000 people and 2,000 businesses make transfers each year. Over 60 currencies can be transferred with XE and they pride themselves on the free tools and transparent rates they offer. Click here to read the full review


  • Well known and trusted brand.
  • Very informative website. Extensive information on currency and money transfers.
  • XE App is available on both iOS and Android. It allows you to see the interbank rate for over 100 currencies.
  • XE themselves charge no fees for international money transfers.
  • Offers support for both individuals and businesses when it comes to international money transfers.


  • Cannot pay via cash or cheque. Must pay via bank transfer, BPay is also accepted in Australia.
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  • Limited exotic currencies available
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  • Does not accept BPAY, credit card, cheque or cash
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  • Better exchange rates compared to banks
  • Highly safe and secure transfers
  • 1 - 2 days delivery times for most countries
  • Quick response time
  • Fantastic customer service


  • Credit cards, cheques and cash are not accepted
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  • Fees for transfers smaller transfers