St. George Global Currency Card Review

Learn about the St. George Global Currency Card in this review to help you decide whether this is the card for you.

  • Reloadable Prepaid Visa Money Card
  • Load up to 5 of 11 available currencies
  • Lock in exchange rates
  • Use easy St. George Global Currency card app
  • No ATM withdrawal fee at over 50,000 ATMs globally

Pros and cons of using St. George Global Currency Card

  • Change your PIN online
  • App available to Apple and Android
  • Up to $3000 emergency cash transfer
  • Only open to existing customers
  • Can only load AUD and convert
  • Only 5 wallets can be active

Benefits of the St. George Global Currency Card


  • Chip and PIN protected
  • Visa Zero Liability Policy
  • Back-up card issued with separate PIN


  • Have up to 5 out of 11 currencies available at any one time
  • All your currencies on one simple prepaid card


  • Free card and free replacement
  • No initial fund reload
  • No ATM withdrawal or balance enquiry fee at over 3,000 Westpac Group ATMs in Australia and over 50,000 ATMs globally via Global ATM Alliance partners
  • Avoid the 3% St. George foreign transaction fee when shopping or getting cash in a currency loaded on the card

Manage Your Money

  •  Load funds instantly online or through the mobile banking app or BPAY
  • Organise all your required currencies into a ‘wallet’ system
  • Check balance online, via the app, phone or ATM
  • Influence and determine the priority of your wallets


All prices are in AUD

Card Purchase Initial Load Reload Funds
Free Free 1% of amount loaded



Foreign Currency Conversion* Inactivity Fee Card Termination
3% Nil Free



Negative Balance Replacement Card
Replacement Card
Rates determined by St. George

* No fee is applicable. The rate applicable to the conversion is the retail foreign exchange rate at the time of the conversion.


ATM Fees

AUD 2.00

GBP 1.50

NZD 3.00

CAD 2.50

THB 75.00

ZAR 20.00

USD 2.00

EUR 2.00

HKD 15.00

SGD 3.00

JPY 200

Currencies and Countries

Currencies Supported

  • Australian dollars (AUD)
  • US dollars (USD)
  • Euro (EUR)
  • Great British pounds (GBP)
  • New Zealand dollars (NZD)
  • Hong Kong dollars (HKD
  • Canadian dollars (CAD)
  • Singapore dollars (SGD)
  • Thai baht (THB)
  • Japanese yen (JPY)
  • South Africa (ZAR)


Load Amounts

  • Minimum Load: $50
  • Maximum Load: $50,000


Transaction Limits

  • ATM Withdrawal Limit (24 hours) : AUD 2,000 (or currency equivalent)
  • POS Transaction Limit (24 hours): AUD 10,000 (or currency equivalent)

Read also:

Case Study

Harry is Australian and banks with St. George. He has booked a trip to the USA with his friends and noticed that St. George has a Travel Card exclusively open to existing customers.

When Harry goes abroad, he usually converts his AUD into cash, but there has been occasions where he has lost money from his wallet and had to consequently draw out more, and incurring those pesky charges. When he researched about the St. George Global Currency card, he found out that he could easily apply online with no purchase or loading fee. He could simply convert his AUD into USD for his trip, and avoid ATM withdrawal charges abroad.

He could also have top security with the automatic back-up card provided with a separate PIN. That way, if he ever lost his card he was still secure and safe.

Online Tools

Save time and let our online tools crunch the numbers for you.

Currency converter

Burning to know what the exchange rate is? Check today’s exchange rate on any amount.

View tool ⟶

Travel money comparison tool

Heading overseas? Find the best rates for exchanging currency online or find a store near you.

View tool ⟶

Knowledge centre

Learn the ins and outs of currency

View tool ⟶

Money transfer comparison tool

Finding the best deal can be nightmare. We bring together all your options by highlighting the fees and rates.

View tool ⟶

Ileana Ionescu
Content manager
With a background in business journalism, Ileana is an experienced content manager, creating content for Exiap that helps its audience make informed decisions about their finances.
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Last updated
November 3rd, 2023