Travel Money Oz Currency Pass Review

Learn about Travel Money Oz Currency Pass in this review to help you decide whether this card is best for your overseas travels or online purchases.

  • Lock in exchange rate
  • Load up to 10 currencies
  • Order online or in store for free
  • Purchase insurance with card
  • 24/7 Customer Service
  • Withdraw from any Mastercard ATM

It also replaces Travel Money Oz's previous Key to the World Currency Card, with lower fees and improved accessibility for greater convenience. You can still use your Key to World Currency Card until your card expiry date, but it will be unavailable for new applications.

Pros and cons of using Travel Money Oz Currency Pass

  • Access.
    Travel Money Oz has a large network of 130+ stores that open late. Free in-store reloads.
  • Secure.
    You don't have to worry about carrying cash for purchases on your journey. PIN and chip protection. Plus 24/7 Global Assistance.
  • Good Exchange Rates.
    Get a better exchange rate than your bank for 10 major currencies. Lock in the exchange rate when you load your card.
  • ATM Fees.
    Travel Money Oz charge various amounts for international ATM withdrawals. There is a 2.95% fee for Australian ATM withdrawals.
  • Multi-currency conversion fees or "Spend Rate".
    If you spend using a currency not loaded, you get hit by unknown exchange rate fees set by Mastercard.

The Currency Shop Says: Why should we consider the Travel Money Oz Currency Pass

It's convenient in so many ways. You essentially get a digital wallet for multiple currencies, which makes it a safer option than carrying loads of cash on you.

You also don't have to worry about converting money at ridiculous exchange rates. Nor will you have the hassle of finding a money exchange at your travel destination.

However, there is always a higher price for convenience. And the Travel Money Oz Currency Pass is no different.

If you're an organised traveller moving between multiple popular destinations, you might find Travel Money Oz's Currency Pass handy. If this doesn't sound like you, check out other travel money card options. You might find one that is better for your needs. Or you might even find using a debit or credit card more suitable.

Travel Card Promo Code

The Currency Shop has partnered with Travel Money Oz to offer a promo code.

  • Save up to 40 US dollars when you load a Travel Money Oz Currency Pass Card
  • Promo codes can be used online or in-store
  • Applies to the most popular currencies like USD, EUR, GBP, NZD, CAD, HKD, JPY, SGD and THB
  • A customer can only redeem this offer once
  • Promo code cannot be used for cash
  • For a limited time only

Click here for all the terms and conditions

Learn More About the Offer

Related Video: How to Exchange Currency with Travel Money Oz


Initial Load
Replacement Card
Reload Fee
Free (not available for BPAY) $10.00 Free (in-store, bank transfer);
1.1% reload amount (online);
1.0% reload amount BPAY)
Foreign Currency Conversion*
Inactivity Fee
Card Termination
Free. Plus Spend Rate** Free $10.00
Additional Card
International ATM/EFTPOS
$5.00 USD2.50; EUR2.50; GBP2.00;
NZD3.50; THB80.00; CAD3.50;
HKD18.00; JPY260; SGD3.50; AUD3.50
2.95% of amount withdrawn

All prices are in AUD
*Applicable retail foreign exchange rate determined by Travel Money Oz
**Foreign exchange rate set and determined by Mastercard Prepaid for foreign exchange transactions.


ATM Withdrawal Limit (24 hours)
In-store Transaction Limit (24 hours)
EFTPOS Transaction Limit (24 hours)
$3,000 $100,000 $15,000
Minimum Load Amount (24 hours)
Maximum Load Amount (24 hours)
Maximum Annual Load
$20 $10,000; $25,000 (via BPAY) $100,000

All prices are in AUD


Currencies and Countries

  • Australian Dollars (AUD)
  • US Dollars (USD)
  • Euro (EUR)
  • British Pound (GBP)
  • New Zealand Dollars (NZD)
  • Canadian Dollars (CAD)
  • Thai Baht (THB)
  • Singapore Dollars (SGD)
  • Hong Kong Dollars (HKD)
  • Japanese Yen (JPY)

How Travel Money Oz Currency Pass Works

1. Order your card

  • Order your Travel Money Oz online, over the phone (up to 2 weeks) or in your local store (instant)
  • Make an initial load amount of A$20 minimum (up to A$100,000 maximum)


2. Pick up your card

  • Pick up your card from any of the Travel Money Oz stores or wait for it to arrive by mail

3. Register

  • Activate your card in store or online by registering your card to manage your account


4. Load/Reload

  • Load or reload onto your card online, over the phone or via the Travel Money Oz app

Online Tools

Save time and let our online tools crunch the numbers for you.

Currency converter

Burning to know what the exchange rate is? Check today’s exchange rate on any amount.

View tool ⟶

Travel money comparison tool

Heading overseas? Find the best rates for exchanging currency online or find a store near you.

View tool ⟶

Knowledge centre

Learn the ins and outs of currency

View tool ⟶

Money transfer comparison tool

Finding the best deal can be nightmare. We bring together all your options by highlighting the fees and rates.

View tool ⟶

Ileana Ionescu
Content manager
With a background in business journalism, Ileana is an experienced content manager, creating content for Exiap that helps its audience make informed decisions about their finances.
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Last updated
March 16th, 2020