This Travel Money Oz Key to the World Currency Card review will help you decide whether this is the card for you.

TickLock in exchange rate
TickLoad up to 10 currencies
TickOrder online or in store for free
TickPurchase insurance with card
Tick24/7 Customer Service
TickAny ATM that accepts Mastercard

Travel Money Oz Key to the World Currency Card Review

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Pros & Cons


Pros Cons
Check Mark  Free card and initial load Cross  No back-up card
Check Mark 24/7 Global Emergency Assistance Cross  $10 replacement card fee
Check Mark Automatically sent card when you purchase
Check Mark Cover More Travel Insurance




Benefits of the Key to the World Currency Card


 Manage your money

  • Load/reload at participating Flight Centre Travel Group stores, online or via BPAY
  • View and manage your balances online



  • Chip and PIN
  • Not linked to your personal account, protecting your finances


Mastrcard Icon Convenience

  • Mastercard contactless enabled under 100AUD


Savings Savings

  • Travel card free with Cover-More Travel Insurance
  • Once activated, you can load both foreign currencies and AUD onto the card



Currencies and Countries


Currencies Supported
Australia Flag Australia (AUD)

US Flag United States (USD)

Euro Flag Europe (EUR)

UK Flag United Kingdom (GBP)

New Zealand Flag New Zealand (NZD)

Hong Kong Flag Hong Kong (HKD)

Canada Flag Canada (CAD)

Singapore Flag Singapore (SGD)

Thailand Flag Thailand (THB)

Japan Flag Japan (JPY)


Load Amounts


Minimum Load Maximum Load
$100 (BPAY and Debit) $10,000

$25,000 (via BPAY)


Transaction Limits


ATM Withdrawal Limit (24 hours) EFTPOS Transaction Limit (24 hours)
AUD 3,000 (or currency equivalent)

AUD 15,000 (or currency equivalent)



All prices are in AUD

Card Purchase & Initial Load Reload Funds Negative Balance
Free Up to 1.1% of total amount $20



Foreign Currency Conversion* Inactivity Fee Replacement card
Mastercard rate plus 5.95% of transaction value** Free $10

* Foreign currency conversion is charged when you spend in a currency that is not loaded or supported on the card

**The MasterCard rate is the exchange rate determined by MasterCard to be their wholesale rate or the government mandated rate in effect in the day the transaction is processed by MasterCard. 


ATM Withdrawal Fees

AUD 3.50
GBP 2.00
NZD 3.50
HKD 18.00
THB 80.00

USD 2.50
EUR 2.50
CAD 3.50
JPY 260.00
SGD 3.50



Case Study

Nathan is looking to go bungee jumping in New Zealand. When looking at what insurances were best for his trip, he came across the Cover-More Travel Insurance. Not only could this insure him for his activities, but he also got a free Travel Money Oz World Currency Card and a Global Sim.

Not being the organised individual, Nathan always left it last minute to convert his AUD before his trips, but this seemed really easy and great value.

Nathan applied in his nearest Flight Centre Travel Group store before his trip, and got both the insurance and Travel Card. He loaded his Currency Card with sufficient NZD before departing Australia, knowing he could view, manage and reload all of his funds online – handy if he fancied a skydive as well!

How To Apply for the Key to the World Currency Card



Travel Money Oz Logo

Key to The World Travel Card

Order your card online and have it delivered to your doorstep

 Check Mark Order your card online

Check Mark Verify your identity

Check Mark Register your card

In a hurry? Buy in-store at an Auspost closest to you

Apply Here        Learn More

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