Learn about the Westpac Global Currency Card in this review to help you decide whether this is the card for you.

TickReloadable, prepaid Visa Money Card
TickSimple, secure and easy way to spend overseas and online
TickLoad up to 5 of 11 available currencies
TickPreload currency, lock in your exchange rate
TickUse card at anywhere ATM with the VISA logo
TickExisting Westpac customers only – request card in less that 3 minutes online

Westpac Travel Card

Learn More


Pros & Cons


Pros Cons
Check Mark Change your PIN online Cross Only open to existing customers
Check Mark App available to Apple and Android Cross Can only load AUD and convert
Check Mark Up to $3000 emergency cash transfer Cross Only 5 wallets can be active



Benefits of the Westpac Global Currency Card


 Manage your money

  • Load your card instantly through Westpac Live Online Banking
  • Use the Westpac Global Currency Card app – available through iTunes or Google
  • Transfer funds from currency to currency known as ‘wallets’
  • Activate each card independently via the website



  • Issued with two cards each with a different 16-digit Visa card number
  • $3000 AUD emergency cash transfer (fees apply)


Visa Icon Convenience

  • Automatically withdraw from other currency wallet if you have insufficient funds at the applicable exchange rate


Savings Savings

  • Avoid Westpac’s foreign transaction fees when withdrawing cash from any preloaded currencies
  • Pay no ATM withdrawal fees from any Global Alliance ATMs



Currencies and Countries


Currencies Supported
Australia Flag Australia (AUD)

US Flag United States (USD)

Euro Flag Europe (EUR)

UK Flag United Kingdom (GBP)

New Zealand Flag New Zealand (NZD)

South Africa Flag South Africa (ZAR)

Hong Kong Flag Hong Kong (HKD)

Canada Flag Canada (CAD)

Singapore Flag Singapore (SGD)

Thailand Flag Thailand (THB)

Japan Flag Japan (JPY)



Load Amounts


Minimum Load & via Debit Maximum Load
$100 (initial load)

$50 (subsequent reloads)


$25,000 ( in branch)



Minimum Load via BPAY Maximum Load via BPAY
$100 (initial load)

$50 (subsequent reloads)



Transaction Limits


ATM Withdrawal Limit (24 hours) POS Transaction Limit (24 hours)
AUD 2,000 (or currency equivalent)

AUD 10,000 (or currency equivalent)



All prices are in AUD

Card Purchase Initial Load Reload Funds
Free Free** 1% of amount loaded



Foreign Currency Conversion* Inactivity Fee Card Termination
3% Nil Free



Negative Balance Replacement Card
Rates determined by Westpac Free


*Foreign currency conversion is charged when you spend in a currency that is not loaded or supported on the card

* *When load is made through WestpacOnline or Mobile Banking via Bpay or Transfer Funds



ATM Transaction and Balance Enquiry Fees

AUD 2.00

GBP 1.50

NZD 3.00

CAD 2.50

THB 75.00

ZAR 20.00

USD 2.00

EUR 2.00

HKD 15.00

SGD 3.00

JPY 200



Case Study

Mandy is Australian and banks with Westpac. Her father is South African and as a family they fly to South Africa at least once a year.

Now Mandy isn’t so little, her parents have stopped funding her whilst she is abroad. Mandy didn’t want to be charged for using her usual Debit card while over there, so decided to enquire with her bank about alternative options.

She was told that Westpac has a reloadable prepaid card that Mandy can preload at a time when there is a favourable exchange rate. This would then be locked and she would be able to budget her spending while abroad.

She could also load her card instantly online, or transfer funds into her South African ‘wallet’ if she ever got low.

What’s more, she got to see her parents surprised and impressed expressions too!

How To Apply for the Westpac Global Currency Card



Westpac Logo

St. George Travel Card

Order your card through Westpac or call up a branch closest to you

 Check Mark Order your card online

Check Mark Lock in your currencies and exchange rates

Check Mark Use your card online or overseas

In a hurry? Visit a Commbank closest to you

Apply Here        Learn More


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Helping You Save Money on Currency

Buying travel money or transferring money overseas can be expensive and confusing. So how do you make the best choice and get the most out of your money?

An easy way is to use a comparison table for either international money transfers or currency exchange. These tables list and compare the banks with other large foreign exchange companies.

We’ve also put together tons of helpful videosguides and reviews that will help you make the right decision. You can work out a cheaper way of converting currency while still keeping your money safe.