Where to Find the Best Currency Exchange Rates in the Adelaide CBD

Coronavirus Update: Many currency exchange stores such as Travel Money Oz and Travelex have temporarily closed their doors due to the COVID-19 pandemic.  If you want to exchange money in they Adelaide CBD, there is a good chance that most of your options will be closed.

Unimoni have just opened 1 store in the CBD. S Money is also available but you need to order online and pay for your order first before going into the city.

Check this page regularly for updates for when travel money stores open again.



To buy US dollars, Euros, Japanese Yen or New Zealand Dollars

Compared to the other online currency exchangers, S Money had the best exchange rates. They use the same wholesale rate that you see on Google or xe.com making them the clear winner.

They do charge a service fee though which start at $9. Even taking this into account, they were the cheapest option.

How it works

  1. You have to order your currency online
  2. Choose to pick the currency up in the Adelaide CBD, otherwise there is a $19 delivery fee
  3. Pay for for your order using PayID or a bank transfer. Then it can be ready within 24 hours. Avoid using your card as there is a card fee of 1.2%

To buy other popular currencies

We found the best rates to buy Singapore Dollars, Thai Baht, Indonesian Rupiah or Canadian Dollars in-store.

In Adelaide, First Eastern FX and the ANZ had both the stock and better rates when we compared each money changer.


How it works

  1. You have to walk into the store in person to get the best rate
  2. For larger amounts, above $500 ask if they can improve their price. You can often save more by doing so
  3. You can pay by cash or card. Keep in mind that card fees vary depending on the currency exchange and your card provider.

To sell currency

To sell currency, you have to do it in-person at a currency exchange. No money changers will do it online.

When we compared the exchange rates to sell currency, we found that was no single store that consistently provided the best deal.

It really comes down to what currency you are selling and how much you have.


How it works

  1. Make sure you check and compare at least a couple of different money changers
  2. For larger amounts, above $500 ask if they can improve their price. They will often improve it for you but you have to ask.
  3. Keep in mind that for less common currencies like Zambian Kwacha or Iraqi Dinars, most money changers won't buy it from you. The money changers aren't able to resell it other customers quickly so they prefer not to buy it. You can consider donating it. Travel Money Oz and Commonwealth Bank accept foreign currency and they donate it to UNICEF.

Currency Exchange in Adelaide

Where to exchange money in Adelaide

On the day we compared all the money exchange stores, all the best exchange rates came from King William Street. Travel Money Oz and WorldEx had the best US dollar rate while Unimoni had the best rates to sell currency. ANZ was the best of the banks within a friendly service in a safe, professional branch.

All the money changes we spoke to asked for I.D so make sure you bring some. Most of them offered payment by card but keep in mind, it usually comes with a card fee which is higher for credit cards.

Use our guide to find out where to buy travel money in the Adelaide CBD.

Money Changer Address Rating
Travel Money Oz 33-39 King William Street 8.6
First Eastern FX Shop 30 Central Market Arcade, 39 Grote St 8.4
Unimoni 80 King William Street 8.2
ANZ Bank 121 King William Street 7.6
City Forex Southern Cross Arcade, 24A/52-62 King William Street 7.2
Travelex Shop 4, Beehive Corner, Rundle Mall 7.0
Worldex 65 King William Street 6.6
Commonwealth Bank 96 King William Street 5.5
Foreign Xchange Executor Trustee Building, Level 2/22 Grenfell St Unrated
Travelex Inside Aust Post, Shop 59, Level 1 City Cross SC, 33-39 Rundle Mall Unrated
Unimoni 33 King William Street Unrated

How we rated them

Many of you might be wondering how we came up with our scores out of ten. After our exhaustive walk around the Adelaide CBD, we chose 5 categories to judge on, based on what we thought would be most valuable to you, the consumer. They were:

  • Exchange Rate - At the end of the day, this is the most important category. The better the exchange rate, the higher the score.
  • Customer Service - We all appreciate good customer service, service that is friendly, courteous and knowledgeable.
  • Stock of Currency - Being able to walk away with your nominated currency immediately is a prerequisite for most customers. So we asked each money changer if they had a number of common and less popular currencies on hand.
  • Safety - This score was based from the location of the store and the security offered.
  • Payment Options - We asked all the money changers what type of payments they accepted to score them.

After we choose our categories we weighted them based on importance within the transaction. It is no surprise that exchange rate was weighted the heaviest (40%), customer service was next (20%), stock of currency (15%), followed by safety (15%) and finally payment options (10%).

Compare the best online exchange rates in Adelaide

Please note this table shows the rate you'll get and doesn't include any extra fees you'll be charged. The Currency Shop sources its data from foreign exchange providers and has taken reasonable steps to ensure that such data is accurate. There is a risk that the foreign exchange prices quoted on The Currency Shop may be inaccurate, not available to the User, or available but with additional fees and charges. For more details, read our Terms and Conditions

Money exchange reviews

Travel Money Oz Review

Just inside the Flight Centre on King William Street, this branch had excellent USD rates and prompt and attentive service. They had a good stock of currencies and all the usual payment options.

Unimoni (formally UAE Exchange)

Friendly, professional, with some of the best exchange rates particularly for selling currency to them. There are bank limits for eftpos and photo ID is required.


Very good service in the Beehive branch although their exchange rates aren't as competitive as money changers nearby. Their exchange rates are much better if you order online and pick up in-store.

ANZ Foreign Exchange

A well staffed branch with a dedicated counter for foreign exchange. They provide good service and will print out a copy of a quote if you want to shop around. They also have a list of their rates on the counter if you don't want to wait in line.

Commonwealth Bank

Service is slow, but helpful and friendly. Much like ANZ, their exchange rates are not great. If you are not a Comm Bank member, you need to set up a profile, which takes 10-15 minutes.


Read our reviews to discover what we need to say about our trusted partners.