Commonwealth Bank Travel Money Card Review

Learn about the Commonwealth Travel Money Card in this review to help you decide whether this is the card for

  • Pre-paid Visa Travel card
  • Option to purchase security insurance
  • Lock in exchange rate
  • Easy to use via the CommBank app
  • Use in over 36 million locations worldwide
  • No reload, currency conversion or transaction fees
  • Up to 13 currencies on one card

Pros and cons of using Commonwealth Bank Travel Money Card

  •  Free initial load and reloads
  • No cancellation fee
  • Option to purchase security insurance
  • No cross currency conversion fee
  • $15 purchase fee
  • $15 replacement fee
  • ATM withdrawal fee

Benefits of the Commonwealth Travel Money Card


  • Purchase Security insurance that provides coverage for items purchased on your Travel Money Card that are lost, stolen or damaged within 90 days of purchase
  • Chip and PIN protected


  • Change your PIN via app or Netbank website
  • Transfer to and from selected CommBank accounts in real time
  • Concierge service
  • Free back-up card
  • 24/7 fraud monitoring


  • Enjoy free reloads at locked in exchange rates via the CommBank app or NetBank, BPAY or in branch
  • Lock in the value of your foreign currency on purchase of your card
  • Free transfer between currencies on card
  • No cross currency conversion fee

Manage Your Money

  • Reloadable for free in the CommBank app, NetBank, in branch, over the phone or via BPAY
  • Transfer existing card balances into other currencies
  • Check your balance and transaction history via the easy CommBank app or online

Currencies and Countries

Currencies Supported

  • Australian dollars (AUD)
  • US dollars (USD)
  • Euro (EUR)
  • Great British pounds (GBP)
  • New Zealand dollars (NZD)
  • Chinese yuan (CNY)
  • Vietnamese dong (VND)
  • Hong Kong dollars (HKD
  • Canadian dollars (CAD)
  • Singapore dollars (SGD)
  • Thai baht (THB)
  • Japanese yen (JPY)
  • United Arab Emirates dirham (AED)


Load Amounts

  • Minimum Load: $1
  • Maximum Load: $100,000
  • Loading Funds Number of Loads: 14
  • Maximum number of loads and reloads per day: 14
  • Maximum number of transfers out of your Travel Money Card per day: 14
  • Maximum number of transfers between currencies on the same Travel Money Card per day: 14
  • Maximum number of transfers between different Travel Money Card accounts: 14
  • Maximum number of over the counter cash withdrawals: 14


Transaction Limits

  • ATM Withdrawal Limit (24 hours) : AUD 2,500 (or currency equivalent)
  • POS Transaction Limit (24 hours): AUD 7,500 (or currency equivalent)


All prices are in AUD

Card Purchase Initial Load Reload Funds
$15 Free Free



Foreign Currency Conversion* Inactivity Fee Card Termination
Nil Nil Free



Negative Balance Replacement Card
** Free


* No fee is applicable. The rate applicable to the conversion is the retail foreign exchange rate at the time of the conversion.
** When CBA convert funds to repay the negative balance they will use the retail exchange rate applicable at the time the transaction is processed.


ATM Withdrawal Fees*
AUD 3.50

GBP 2.00

NZD 3.50

HKD 17.00

THB 80.00

VND 50,000

USD 2.50

EUR 2.20

CAD 3.00

SGD 3.50

JPY 220

AED 10.00


*No charge at any Commonwealth Bank or Bank West ATM in Australia. In addition, all ATM balance enquiries are free.

Case Study

Dom is from the UK but has lived in Australia for the past year. He decided to travel Asia for a month while his work allowed him to. In Australia, he banks with Commonwealth and decided to take out their ‘Commonwealth Travel Money Card’ for his trip.

Instead of worrying about carrying cash around in his backpack, or being charged using his Debit card, Dom left Australia knowing he had loaded his sufficient AUD funds into the correct currencies he would need for the countries he was visiting. It was also the only card that supported Vietnam Dong.

What Dom also found out on his trip was how easy it was to reload funds and keep an eye on his transaction history through the CommBank app. Dom also had the freedom to transfer leftover funds from currencies so he could choose to spend as much it before returning back, or redeem it.

Online Tools

Save time and let our online tools crunch the numbers for you.

Currency converter

Burning to know what the exchange rate is? Check today’s exchange rate on any amount.

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Travel money comparison tool

Heading overseas? Find the best rates for exchanging currency online or find a store near you.

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Knowledge centre

Learn the ins and outs of currency

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Money transfer comparison tool

Finding the best deal can be nightmare. We bring together all your options by highlighting the fees and rates.

View tool ⟶

By Justin Rampono Updated November 13th, 2018