Travel Money Oz ReviewThe key to getting the best exchange rate is to order the currency online and pick it up in store. This is because the exchange rates online are much better than in store. It does take 2-4 business days so you can't do it if you need to buy currency at the last minute.


What this Travel Money Oz Review covers

We’re most interested in how safe Travel Money Oz is, how they work and when you should use them. In this article, we’ll explore:

 Pros and Cons

 Is Travel Money Oz a good option to exchange currency?

 Does Travel Money Oz charge fees and commissions? 

Related Video: How to Exchange Currency with Travel Money Oz


  • 130+ stores to visit – open late & on weekends
  • Order online 24/7
  • Commission-free
  • Range of 60+ currencies



  • Card handling fees if you want to buy currency using a card online (which can be avoided by paying through BPAY)
  • 3-5 business day wait for online orders


Is Travel Money Oz a good option to exchange currency?

The Currency Shop says:

  • Travel Money Oz is exceptionally convenient due to their large national network of 130+ stores that are open late and on weekends.
  • Their exchange rates for US dollars are consistently better than any bank.
  • The range and stock of 60+ currencies available is brilliant
  • They do not charge a commision or fee however paying them using a credit card may incur more fees.
  • Use our comparison table to compare foreign exchange rates, fees and services of other providers.


HiFX Screen


Travel Money Oz fees and charges

Travel Money Oz does not charge a commission if you exchange currency either online or in-store. Card payments can incur additional surcharges as follows:


Debit Card Credit Card 
If you use a debit card online, they charge a 0.89% card handing fee. In store, there is no fee if you pay by debit card. Similarly, if you pay with a credit card online, there is a 0.89% card handling fee. In store, the credit card surcharge is 0.55%.


Frequently asked questions (FAQs)

Travel Money Oz is owned by the Flight Centre Travel Group and is the second largest foreign exchange business in Australia.

Travel Money Oz is owned by the Flight Centre Group which is listed on the Australian Stock Exchange. Their stock code is FLT.

Travel Money Oz is very safe. Being one of the largest currency exchange companies in Australia, they have a robust compliance and privacy policy.

To buy currency online, there are 2 steps:

  1. Ordering – Entering the amount of currency you need, your pick up location and when you’d like to pick it up. You’ll also need to choose a payment method (either bpay or credit/debit card)
  2. Your Details – Provide your contact and payment details.

To buy currency in-store, there are 2 steps:

  1. Tell them what currency you need and how much. They will provide an exchange rate and a total cost
  2. Pay in cash or by card

For purchases over $1000, you will need to provide identification.

Travel Money Oz recently released the Key to the World Travel Card

They are promoted as being “convenient and easy to carry around”. Put simply, a pre-paid travel money card acts like a cash card you can pre-load with a number of foreign currencies.

From a safety perspective, it negates the need to carry actual cash. Another advantage? Because you can pre-load foreign currency, you can also lock in a decent exchange rate.

Travel Money Oz make their version of this type of card pretty easily available – you can purchase online or at one of their stores, in-person. The exchange rate is locked in at the time you load the card.

If you do need multiple currencies, the card has a feature that allows you to keep the individual currencies in separate sections – the equivalent to having money tucked in different zips within your wallet or purse.

The card can be used at ATMS, retail outlets and for online shopping. You can find more info here from the company website here.

Yes you can.

If you are sending less than $10,000 overseas, you will be directed through Moneygram.

Related: Moneygram Reviewed

If you are sending more than $10,000 overseas, you will be directed through TorFX.

Related: TorFX Reviewed

Much like Bunnings or Officeworks, Travel Money Oz has a ‘Best Rate Guarantee‘. This is a fantastic offer. They will basically match any other exchange rate from a compeititor. While there are terms and conditions, if you can prove that the quote you received is relevant and current, they will match the rate.


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Helping You Save Money on Currency

Buying travel money or transferring money overseas can be expensive and confusing. So how do you make the best choice and get the most out of your money?

An easy way is to use a comparison table for either international money transfers or currency exchange. These tables list and compare the banks with other large foreign exchange companies.

We’ve also put together tons of helpful videosguides and reviews that will help you make the right decision. You can work out a cheaper way of converting currency while still keeping your money safe.