The 3 Best Prepaid Travel Cards for Australians

No matter what your situation, make sure you compare travel cards before making a decision.

Australians love to travel. We're probably the most prolific travellers on the globe and we travel overseas anytime and anywhere.

While we travel, we also need access to cash. It's not the most glorious part of our travel plans, but it's equally important to decide on the best travel money option for us, so we're not left feeling negative at any stage of our trip.

To help narrow your options, here is a list of 3 best Prepaid Travel Cards, which currencies they hold and the key benefits and pitfalls.

First of all, What are Prepaid Travel Cards?

Prepaid travel cards are a good alternative to carrying cash. They look like credit or debit cards, but they function differently.

You're able to load the card with a set amount of money in the currency you need and can use it to make purchases online, in stores and to withdraw money at ATMs.

Most travel cards allow for multiple currencies to be loaded onto the card. So it's important to know what currency you'll be using on your travels. Airlines also offer prepaid cards so the money you spend can earn you reward points.

Check out the list below for the 3 prepaid cards we think are worthwhile.

Best value prepaid travel card

The Travelex Money Card is our best value travel card. With this card you can:

  • withdraw cash at no extra cost as there are no ATM fees
  • access Travelex's better online rates than any other travel card
  • lock in your initial loading cross currency rate and save

We think this is the ideal travel card for an organised traveller staying local or going to popular holiday destinations like Japan or the UK.

You can load up to 10 currencies including AUD, USD, EUR, GBP, NZD, CAD, THB, SGB, HKD and JPY.

Travelex Travel Money Card
Pros
  • Smartphone App & Free Wifi
  • $0 international ATM fees
  • Free Replacement Card
  • 24/7 Global Support
Cons
  • Limited Currencies
  • 5.95% cross currency conversion rate
  • $100 minimum initial load
  • 2.95% domestic ATM withdrawal fee

Learn more

Best low fee card

The NAB Traveller Card is another travel card with low fees. It's a good card for organised travellers heading to popular holiday destinations.

In fact, the only thing that isn't great about this card is the 4% cross-currency charge, which is pretty high.

With the NAB Traveller Card, you can load up to 10 currencies including AUD, USD, NZD, EUR, GBP, SGD, HKD, JPY, CAD, and THB.

Pros
  • No overseas ATM fees
  • No purchase, reload or closure fees
  • Free second prepaid card
  • 24/7 Global Emergency Assistance
Cons
  • Limited Currencies
  • 4% cross currency conversion rate
  • $3.75 domestic ATM withdrawal fee

Learn more

Best customer service

Travel Money Oz Currency Pass makes bringing cash overseas stress-free. It's simple to get, with so many locations to buy it from or online. Travel Money Oz is known for their good customer service.

  • Significant number of locations (130+)
  • Rarely long queues
  • Friendly and experienced staff

You can load up to 10 currencies including AUD, USD, EUR, GBP, NZD, CAD, THB, SGD, HKD and JPY.

Travel Money Oz Currency Pass Travel Card
Pros
  • Smartphone App & Free Wifi
  • $0 international ATM fees
  • Free Replacement Card
  • 24/7 Global Support
Cons
  • Limited Currencies
  • 5.95% cross currency conversion rate
  • $100 minimum initial load
  • 2.95% domestic ATM withdrawal fee

Learn more