Qantas American Express Discover Card Review

Learn about the Qantas American Express Discovery Card in this review to help you decide whether this is the card for you.

  • No annual fee
  • Earn Qantas points with purchases
  • Pay no annual card fee for up to 4 supplementary cards
  • Refund and purchase security protection
  • Online fraud protection guarantee
  • 24/7 global card support
  • 44 days interest free

Pros and cons of using Qantas American Express Discovery Card

  • No additional card fee
  • Ability to earn Qantas Frequent Flyer points
  • No annual fee
  • Free replacement card
  • High interest rates
  • Cross $30 late fee charge
  • Income must be $35,000 p.a.

Benefits of the Qantas American Express Discovery Card

Security

  • Chip and PIN
  • Online fraud protection guarantee
  • Emergency card replacement
  • Refund and purchase security protection
  • AMEX purchase protection covers you for the stolen, broken or defective items within 90 days of purchase

Convenience

  • 24/7 global support
  • Unlimited additional cardholders

Savings

  • No annual fee for card and up to 4 supplementary cards
  • Account alerts via SMS
  • Redeem your points for classic flight rewards with Qantas and over 50 partner airlines
  • Earn Qantas points with purchases

Manage Your Money

  • Use with Apple, Samsung and Android pay

Qantas Points Earned

  • 7,500 points rewarded on purchase
  • Earn 1 Qantas Point every time you spend $1 on everyday purchases and 1 additional bonus point for every $1 spent on selected Qantas products and services

Fees

All prices are in AUD

Service fee Minimum & Maximum credit limit Maximum balance transfer
None $2000 & $10,000 $10,000
Foreign exchange margin Interest rate on purchases Payment handling fee
3% 20.74% $2.50

 

Other fees & info:

  • Transaction verification fee – $7
  • Minimum repayment amount – $30
  • Minimum repayment percentage – 2.5%
  • No additional card fee

Case Study

Helen is Australian and a professional blogger. She travels around the world for her job, and has decided that she would like to have a credit card to suit her needs.

As she flies so much, she loved the idea of incorporating reward points with a credit card. She could spend worry-free while she was away, as she knew that she was earning Frequent Flyer Points that would eventually help discount her flights in the future.

She was always very good at paying off her balance and knew that although high interest rates, she would be able to avoid these, particularly with the help of SMS reminder alerts.

Helen is flying to Brazil next week for a conference and will be using her Amex Discovery Card while she is out there. Knowing that she has security protection, as well as 24/7 global support, Helen can leave her worries behind – along with her emails!

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