Best ways to send money to Papua New Guinea
We've compared the cheapest, fastest and safest ways to send money to Papua New Guinea from Australia. Take a look at our comparison table and our detailed review below.
Comparing 5 providers for your transfer of $2000 AUD to PGK
Remitly cost breakdown
Remitly's transfer fee is $0.00 and their exchange rate is 2.8257. That rate is lower than the mid-market rate of 2.8571, which will cost you $22.00.
The total cost of this transaction is: the transfer fee of $0.00 + the exchange rate fee $22.00 = $22.00
This makes Remitly the cheapest provider in the table to send $2,000.00 to PGK.
Read Remitly review- Amount you send (fees included)$2,000.00
- Transfer fee$0.00
- Remitly exchange rate2.8257
- 1.1% lower than the mid-market rate 2.8571
- Fee within the exchange rate$22.00
- Total cost$22.00
- Amount receivedK5,651.40
National Australia Bank cost breakdown
National Australia Bank's transfer fee is $0.00 and their exchange rate is 2.7526. That rate is lower than the mid-market rate of 2.8571, which will cost you $73.15.
The total cost of this transaction is: the transfer fee of $0.00 + the exchange rate fee $73.15 = $73.15
This makes National Australia Bank the second cheapest provider in the table to send $2,000.00 to PGK.
- Amount you send (fees included)$2,000.00
- Transfer fee$0.00
- National Australia Bank exchange rate2.7526
- 3.66% lower than the mid-market rate 2.8571
- Fee within the exchange rate$73.15
- Total cost$73.15
- Amount receivedK5,505.12
Commonwealth Bank cost breakdown
Commonwealth Bank's transfer fee is $0.00 and their exchange rate is 2.6746. That rate is lower than the mid-market rate of 2.8571, which will cost you $127.80.
The total cost of this transaction is: the transfer fee of $0.00 + the exchange rate fee $127.80 = $127.80
This makes Commonwealth Bank the third cheapest provider in the table to send $2,000.00 to PGK.
Read Commonwealth Bank review- Amount you send (fees included)$2,000.00
- Transfer fee$0.00
- Commonwealth Bank exchange rate2.6746
- 6.39% lower than the mid-market rate 2.8571
- Fee within the exchange rate$127.80
- Total cost$127.80
- Amount receivedK5,349.20
OFX cost breakdown
OFX's transfer fee is $15.00 and their exchange rate is 2.6279. That rate is lower than the mid-market rate of 2.8571, which will cost you $160.41.
The total cost of this transaction is: the transfer fee of $15.00 + the exchange rate fee $160.41 = $175.41
This makes OFX the fourth cheapest provider in the table to send $2,000.00 to PGK.
Read OFX review- Amount you send (fees included)$2,000.00
- Transfer fee$15.00
- OFX exchange rate2.6279
- 8.02% lower than the mid-market rate 2.8571
- Fee within the exchange rate$160.41
- Total cost$175.41
- Amount receivedK5,216.38
ANZ cost breakdown
ANZ's transfer fee is $0.00 and their exchange rate is 2.4331. That rate is lower than the mid-market rate of 2.8571, which will cost you $296.80.
The total cost of this transaction is: the transfer fee of $0.00 + the exchange rate fee $296.80 = $296.80
This makes ANZ the fifth cheapest provider in the table to send $2,000.00 to PGK.
Read ANZ review- Amount you send (fees included)$2,000.00
- Transfer fee$0.00
- ANZ exchange rate2.4331
- 14.84% lower than the mid-market rate 2.8571
- Fee within the exchange rate$296.80
- Total cost$296.80
- Amount receivedK4,866.20
How we found the best ways to send money
Our database includes 27 secure providers. For your specific transfer of $2000 from AUD to PGK, we found 5 providers that support this route and for the amount you want to send. We sort these by the cheapest total cost, displaying the freshest data available, whether via direct feed or manual collection. This process is never influenced by referral fees, ensuring you get a fair and transparent comparison every time. Learn more
Quick Verdict: The best ways to send money to Papua New Guinea
| Category | Winner | Key Stats |
|---|---|---|
| 💰Cheapest Cost | Remitly | Total Fees: $22 |
| 📈Best Exchange Rate | Remitly | Rate: 2.8257 |
| ⚡Fastest Transfer | Remitly | Time: 0-2 Days |
| ⭐Customer Favourite | Remitly | TrustScore: 4.6/5 |
You can send money to Papua New Guinea with a bank, or you can choose a specialist transfer provider. Often, these providers offer a faster, more efficient, and cheaper way to send money from Australia to Papua New Guinea.
How to Send Money to Papua New Guinea: Step-by-Step
The good news is that sending money to Papua New Guinea is easier than ever. Plus you can usually do everything with your phone or laptop - with no need to stand in line at a bank or money changer’s office. Here’s how to send money to Papua New Guinea in 5 simple steps:
- Choose a Money Transfer Service
- Enter the amount of money you want to transfer into our comparison tool
- Compare rates, fees, and delivery speed. You’ll see a range of options from reliable providers, so you can compare and pick the best for your specific transfer
- Consider user reviews and security features
- Register with your chosen provider
- Register with your chosen provider (e.g Remitly, National Australia Bank, Commonwealth Bank)
- Verify your ID if required
- Enter Recipient Details
- Add the recipient’s full name and bank details or email, depending on the method
- Add the recipient’s full name and bank details or email, depending on the method
- Select Amount and Currency
- Choose how much to send and the currency (e.g. AUD to PGK)
- Review exchange rates and fees upfront
- Pay for Your Transfer
- Choose from options like bank debit, credit card, apple/google pay or bank transfer (depending on what's available from the provider)
- Get confirmation and a tracking link if available
- Notify your recipient if needed
You can send money from Australia to Papua New Guinea using your bank, a specialist money transfer service, an e-wallet, or by visiting a physical money remittance store. Each option has different pros and cons, so the best for you will depend on your specific transfer and personal requirements.
The cheapest way to send money to Papua New Guinea
Of the 5 providers we found for sending money to Papua New Guinea, here is how the top 5 stack up based on cost.
| Provider | Total Cost | Exchange Rate |
|---|---|---|
| Remitly (Cheapest Option) | $22 | 2.8257 AUD to PGK |
| National Australia Bank (Runner Up) | $73.15 | 2.7526 AUD to PGK |
| Commonwealth Bank (Alternative) | $127.8 | 2.6746 AUD to PGK |
| OFX (Alternative) | $175.41 | 2.6279 AUD to PGK |
| ANZ (Alternative) | $296.8 | 2.4331 AUD to PGK |
Why this matters
- The Savings: Choosing Remitly saves you 274.8 AUD compared to ANZ, which is the most expensive of the providers we reviewed.
- The "Hidden" Cost: Always check the Exchange Rate + Upfront Fee. Some providers claim "zero fees" but hide costs in the rate.
- The Interbank Rate: The current true market rate is 2.85705.
If the real rate is 2.85705, a bank might offer you a rate of roughly 2.94276, keeping the difference for themselves.
Finding alternative ways to transfer money to Papua New Guinea shouldn't be hard. Review our full list of cheap ways to send money to Papua New Guinea to help you with your search.
The fastest way to send money Papua New Guinea
Of the 5 providers we found for sending money to Papua New Guinea from Australia, here is how the top 5 stack up based on speed.
| Provider | Estimated Time |
|---|---|
| Remitly (Fastest Option) | 0-2 Days |
| ANZ (Runner Up) | 1-2 Days |
| Commonwealth Bank (Alternative) | 1-3 Days |
| OFX (Alternative) | 1-3 Days |
Speed comparison: banks vs digital providers
The fastest provider for transferring money to Papua New Guinea is currently Remitly, taking roughly 0-2 Days.
- Banks (usually slower): Most banks use the SWIFT network. This system passes your money through several intermediaries—like taking a flight with 3 layovers. It typically takes 3-5 working days.
- Transfer Specialists (usually faster): Companies like Remitly often have their own local bank accounts in both countries. They don't "send" the money across borders; they pay out from their local reserves instantly.
If speed is your priority, avoiding traditional banks is usually the best strategy.
The best rated provider to transfer money to Papua New Guinea
Of the 5 providers we found for transferring money to Papua New Guinea, here is how the top 5 stack up based on user reviews from Trustpilot.
| Provider | TrustScore | Volume |
|---|---|---|
| Remitly (Best Rated) | 4.6 / 5 (Excellent) | 98854 reviews |
| OFX (Runner Up) | 4.3 / 5 (Excellent) | 11101 reviews |
| Commonwealth Bank (Alternative) | 1.6 / 5 (Bad) | 289 reviews |
| National Australia Bank (Alternative) | 1.5 / 5 (Bad) | 444 reviews |
| ANZ (Alternative) | 1.3 / 5 (Bad) | 657 reviews |
How to read these reviews
When choosing a provider, don't just look at the score out of 5. You should also consider the Review Volume.
A provider like Remitly with a score of 4.6 and 98854 reviews is generally safer than a newer company with a perfect 5.0 rating but only 10 reviews.
Exchange rate trend between AUD/PGK
As with many currencies, the AUD/PGK exchange rate moves over time, due to changes in supply and demand. Exchange rate fluctuations can be caused by underlying shifts in how well the economy in Australia or Papua New Guinea is doing, changes in political stability, or even simple speculation, where traders buy or sell currencies based on how they think trends are going to change.
Right now, $1 buys K2.85705
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Conclusion
When it comes to choosing the best provider for sending money to Papua New Guinea from Australia, it really depends on what your needs are.
The cheapest provider shown in our comparison table is Remitly. If the transfer time is what you're interested in, then Remitly is also the fastest way to transfer money Papua New Guinea. Remitly can get your money to your recipient to Papua New Guinea in 0-2 Days.
If safety is what interests you the most when it comes to picking the best international money transfer provider to Papua New Guinea, then all the providers we listed above are regulated by different financial institutions and should be safe to send money to Papua New Guinea with.
FAQs: sending money to Papua New Guinea
The details you'll need to send money internationally from Australia to Papua New Guinea may vary by provider, and based on the value of the transfer. At a minimum, whenever you make an international bank transfer you will typically be asked for:
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You can't send money to Papua New Guinea from Australia for free. International transfers cost providers money to arrange, so there's always a fee somewhere to make sure that the business covers its costs and generates profit. However, many providers choose to make the fees you pay trickier to spot by adding them into the exchange rates used for transfers.
There is no official best time to send money from Australia to Papua New Guinea and that depends on a variety of factors such as when you need to send money or when you want the funds to be received. It’s also going to depend on a variety of other factors such as, the time when you send money or the fees you are offered by providers or banks.
When you’re sending a high value payment it’s especially important to do your research and find a provider which is safe and which offers low fees and great exchange rates. It’s also well worth comparing some providers based on transfer times, as the delivery time can also vary pretty widely.
Some international money transfer services offer discounts for high value transfers, either through lower fees or a better exchange rate. Use the Exiap cost comparison calculator to make sure you’re getting the very best deal available for your specific transfer.
While sending a high value payment works very similarly to sending any other transfer overseas, the provider may require additional information to verify the payment. You might be asked to prove the source of the funds, for example, to comply with local and international financial services legislation. If you’re sending a large amount of money you’ll also need to make sure the provider you’ve picked can support the amount, as maximum payment limits may apply.
To send money to Papua New Guinea using one of the international money transfer providers in our tables, the fees range from 22 AUD with Remitly to 296.8 AUD with ANZ (but the fee could be even higher with a bank). The exact cost depends a lot on where you’re sending money, how much you’re sending, how you want to pay, and how you want the payment to be received.
Typically sending money directly to a recipient’s bank account using a specialist service can be done with fairly low costs, while traditional bank transfer fees can be higher. Paying for your transfer with either a credit card or cash can often mean the fees crank up, too.
When you’re sending money internationally, don’t forget that the overall fee you pay can include the transfer fee, an extra charge wrapped up in the exchange rate used, and third party charges like a cash advance fee from your credit card issuer.
There is no legal limit on how much money can be sent to or from Australia, although banks and other payment providers may impose their own limits.
Money transfer limits can vary quite widely between providers, and may also change depending on how you want to fund your transfer. You could find different limits in place when you pay by card compared to paying using a bank transfer, for example.




