Best ways to send money to Romania
We've compared the cheapest, fastest and safest ways to send money to Romania from Australia. Take a look at our comparison table and our detailed review below.
Comparing 4 providers for your transfer of $10000 AUD to RON
Wise cost breakdown
Wise's transfer fee is $41.39 and their exchange rate is 2.894. Wise uses the mid-market rate, so that means no additional fees.
The total cost of this transaction is: the transfer fee of $41.39 + exchange rate fee $0.00 (Wise uses the mid-market rate) = $41.39.
This makes Wise the cheapest provider in the table to send $10,000.00 to RON.
Read Wise review- Amount you send (fees included)$10,000.00
- Transfer fee$41.39
- Wise exchange rate2.894
- Equal to the mid-market rate 2.894
- Fee within the exchange rate$0.00
- Total cost$41.39
- Amount receivedlei28,820.32
XE cost breakdown
XE's transfer fee is $0.00 and their exchange rate is 2.8766. That rate is lower than the mid-market rate of 2.894, which will cost you $60.36.
The total cost of this transaction is: the transfer fee of $0.00 + the exchange rate fee $60.36 = $60.36
This makes XE the second cheapest provider in the table to send $10,000.00 to RON.
Read XE review- Amount you send (fees included)$10,000.00
- Transfer fee$0.00
- XE exchange rate2.8766
- 0.6% lower than the mid-market rate 2.894
- Fee within the exchange rate$60.36
- Total cost$60.36
- Amount receivedlei28,766.46
TorFX cost breakdown
TorFX's transfer fee is $0.00 and their exchange rate is 2.868. That rate is lower than the mid-market rate of 2.894, which will cost you $90.82.
The total cost of this transaction is: the transfer fee of $0.00 + the exchange rate fee $90.82 = $90.82
This makes TorFX the third cheapest provider in the table to send $10,000.00 to RON.
Read TorFX review- Amount you send (fees included)$10,000.00
- Transfer fee$0.00
- TorFX exchange rate2.868
- 0.9% lower than the mid-market rate 2.894
- Fee within the exchange rate$90.82
- Total cost$90.82
- Amount receivedlei28,679.64
Remitly cost breakdown
Remitly's transfer fee is $0.00 and their exchange rate is 2.8548. That rate is lower than the mid-market rate of 2.894, which will cost you $137.35.
The total cost of this transaction is: the transfer fee of $0.00 + the exchange rate fee $137.35 = $137.35
This makes Remitly the fourth cheapest provider in the table to send $10,000.00 to RON.
Read Remitly review- Amount you send (fees included)$10,000.00
- Transfer fee$0.00
- Remitly exchange rate2.8548
- 1.35% lower than the mid-market rate 2.894
- Fee within the exchange rate$137.35
- Total cost$137.35
- Amount receivedlei28,548.00
How we found the best ways to send money
Our database includes 27 secure providers. For your specific transfer of $10000 from AUD to RON, we found 4 providers that support this route and for the amount you want to send. We sort these by the cheapest total cost, displaying the freshest data available, whether via direct feed or manual collection. This process is never influenced by referral fees, ensuring you get a fair and transparent comparison every time. Learn more
Quick Verdict: The best ways to send money to Romania
| Category | Winner | Key Stats |
|---|---|---|
| 💰Cheapest Cost | Wise | Total Fees: $41.39 |
| 📈Best Exchange Rate | Wise | Rate: 2.8940 |
| ⚡Fastest Transfer | Wise | Time: Instant-2 Days |
| ⭐Customer Favourite | TorFX | TrustScore: 4.9/5 |
You can send money to Romania with a bank, or you can choose a specialist transfer provider. Often, these providers offer a faster, more efficient, and cheaper way to send money from Australia to Romania.
How to Send Money to Romania: Step-by-Step
The good news is that sending money to Romania is easier than ever. Plus you can usually do everything with your phone or laptop - with no need to stand in line at a bank or money changer’s office. Here’s how to send money to Romania in 5 simple steps:
- Choose a Money Transfer Service
- Enter the amount of money you want to transfer into our comparison tool
- Compare rates, fees, and delivery speed. You’ll see a range of options from reliable providers, so you can compare and pick the best for your specific transfer
- Consider user reviews and security features
- Register with your chosen provider
- Enter Recipient Details
- Add the recipient’s full name and bank details or email, depending on the method
- Add the recipient’s full name and bank details or email, depending on the method
- Select Amount and Currency
- Choose how much to send and the currency (e.g. AUD to RON)
- Review exchange rates and fees upfront
- Pay for Your Transfer
- Choose from options like bank debit, credit card, apple/google pay or bank transfer (depending on what's available from the provider)
- Get confirmation and a tracking link if available
- Notify your recipient if needed
You can send money from Australia to Romania using your bank, a specialist money transfer service, an e-wallet, or by visiting a physical money remittance store. Each option has different pros and cons, so the best for you will depend on your specific transfer and personal requirements.
The cheapest way to send money to Romania
Of the 4 providers we found for sending money to Romania, here is how the top 5 stack up based on cost.
| Provider | Total Cost | Exchange Rate |
|---|---|---|
| Wise (Cheapest Option) | $41.39 | 2.8940 AUD to RON |
| XE (Runner Up) | $60.36 | 2.8766 AUD to RON |
| TorFX (Alternative) | $90.82 | 2.8680 AUD to RON |
| Remitly (Alternative) | $137.35 | 2.8548 AUD to RON |
Why this matters
- The Savings: Choosing Wise saves you 95.96 AUD compared to Remitly, which is the most expensive of the providers we reviewed.
- The "Hidden" Cost: Always check the Exchange Rate + Upfront Fee. Some providers claim "zero fees" but hide costs in the rate.
- The Interbank Rate: The current true market rate is 2.89401.
If the real rate is 2.89401, a bank might offer you a rate of roughly 2.98083, keeping the difference for themselves.
Finding alternative ways to transfer money to Romania shouldn't be hard. Review our full list of cheap ways to send money to Romania to help you with your search.
The fastest way to send money Romania
Of the 4 providers we found for sending money to Romania from Australia, here is how the top 5 stack up based on speed.
| Provider | Estimated Time |
|---|---|
| Wise (Fastest Option) | Instant-2 Days |
| Remitly (Runner Up) | 0-2 Days |
| XE (Alternative) | 2-3 Days |
| TorFX (Alternative) | 1-2 Days |
Speed comparison: banks vs digital providers
The fastest provider for transferring money to Romania is currently Wise, taking roughly Instant-2 Days.
- Banks (usually slower): Most banks use the SWIFT network. This system passes your money through several intermediaries—like taking a flight with 3 layovers. It typically takes 3-5 working days.
- Transfer Specialists (usually faster): Companies like Wise often have their own local bank accounts in both countries. They don't "send" the money across borders; they pay out from their local reserves instantly.
If speed is your priority, avoiding traditional banks is usually the best strategy.
The best rated provider to transfer money to Romania
Of the 4 providers we found for transferring money to Romania, here is how the top 5 stack up based on user reviews from Trustpilot.
| Provider | TrustScore | Volume |
|---|---|---|
| TorFX (Best Rated) | 4.9 / 5 (Excellent) | 3498 reviews |
| Remitly (Runner Up) | 4.6 / 5 (Excellent) | 98854 reviews |
| XE (Alternative) | 4.4 / 5 (Excellent) | 82169 reviews |
| Wise (Alternative) | 4.3 / 5 (Excellent) | 278649 reviews |
How to read these reviews
When choosing a provider, don't just look at the score out of 5. You should also consider the Review Volume.
A provider like TorFX with a score of 4.9 and 3498 reviews is generally safer than a newer company with a perfect 5.0 rating but only 10 reviews.
Exchange rate trend between AUD/RON
As with many currencies, the AUD/RON exchange rate moves over time, due to changes in supply and demand. Exchange rate fluctuations can be caused by underlying shifts in how well the economy in Australia or Romania is doing, changes in political stability, or even simple speculation, where traders buy or sell currencies based on how they think trends are going to change.
Right now, $1 buys lei2.89401
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Conclusion
When it comes to choosing the best provider for sending money to Romania from Australia, it really depends on what your needs are.
The cheapest provider shown in our comparison table is Wise. If the transfer time is what you're interested in, then Wise is also the fastest way to transfer money Romania. Wise can get your money to your recipient to Romania in Instant-2 Days.
If safety is what interests you the most when it comes to picking the best international money transfer provider to Romania, then all the providers we listed above are regulated by different financial institutions and should be safe to send money to Romania with.
FAQs: sending money to Romania
The details you'll need to send money internationally from Australia to Romania may vary by provider, and based on the value of the transfer. At a minimum, whenever you make an international bank transfer you will typically be asked for:
- IBAN
- BIC
You can't send money to Romania from Australia for free. International transfers cost providers money to arrange, so there's always a fee somewhere to make sure that the business covers its costs and generates profit. However, many providers choose to make the fees you pay trickier to spot by adding them into the exchange rates used for transfers.
There is no official best time to send money from Australia to Romania and that depends on a variety of factors such as when you need to send money or when you want the funds to be received. It’s also going to depend on a variety of other factors such as, the time when you send money or the fees you are offered by providers or banks.
When you’re sending a high value payment it’s especially important to do your research and find a provider which is safe and which offers low fees and great exchange rates. It’s also well worth comparing some providers based on transfer times, as the delivery time can also vary pretty widely.
Some international money transfer services offer discounts for high value transfers, either through lower fees or a better exchange rate. Use the Exiap cost comparison calculator to make sure you’re getting the very best deal available for your specific transfer.
While sending a high value payment works very similarly to sending any other transfer overseas, the provider may require additional information to verify the payment. You might be asked to prove the source of the funds, for example, to comply with local and international financial services legislation. If you’re sending a large amount of money you’ll also need to make sure the provider you’ve picked can support the amount, as maximum payment limits may apply.
To send money to Romania using one of the international money transfer providers in our tables, the fees range from 41.39 AUD with Wise to 137.35 AUD with Remitly (but the fee could be even higher with a bank). The exact cost depends a lot on where you’re sending money, how much you’re sending, how you want to pay, and how you want the payment to be received.
Typically sending money directly to a recipient’s bank account using a specialist service can be done with fairly low costs, while traditional bank transfer fees can be higher. Paying for your transfer with either a credit card or cash can often mean the fees crank up, too.
When you’re sending money internationally, don’t forget that the overall fee you pay can include the transfer fee, an extra charge wrapped up in the exchange rate used, and third party charges like a cash advance fee from your credit card issuer.
There is no legal limit on how much money can be sent to or from Australia, although banks and other payment providers may impose their own limits.
Money transfer limits can vary quite widely between providers, and may also change depending on how you want to fund your transfer. You could find different limits in place when you pay by card compared to paying using a bank transfer, for example.


